THE MORTGAGE HOUSE, LLC.

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THE MORTGAGE HOUSE Loan P

LOAN PROGRAMS

 THE MORTGAGE HOUSE . offers a variety of financing options. At THE MORTGAGE HOUSE we believe in helping you understand the different types of loans and finding the right type of loan for your needs. Please feel free to inquire with one of our Loan Representative to help you with the loan options that are most suitable to your specific needs. The following list is some of the programs we currently offer:

Federal Housing Administration (“FHA”)

  • Lower down payment requirement than for most standard conventional financing
  • Streamline Refinance available for refinance of existing FHA financing
  • Up Front Mortgage Insurance Premium required on most loans

Veterans Administration (“VA”)                                               

  • Available to qualified active and retired military personnel
  • Interest Rate Reduction Refinance Loans (IRRRL) available for refinance of existing VA financing
  • Financing with no down payment requirement is available for qualified veterans

United States Department of Agriculture (“USDA”)

  • Property eligibility determined according to County eligibility
  • Availability of Funds determined by USDA
  • Income & Household Size restrictions apply
  • Financing with no minimum down payment is available for qualified property and borrowers

Conventional Conforming (“Agency”)

  • Both Fixed Rate and Adjustable Rate loans available
  • Mortgage Insurance may be required for certain loan-to value ratios

Agency High-Balance

  • Conventional financing greater than $417,000 up to specific limit for each county
  • Additional reserve requirements apply for certain property types

Jumbo/Non-Conforming

  • Conventional financing greater than $417,000 up to $2,000,000
  • County designated loan limits may apply
  • Debt-to-Income ratio limitations
  • Reserve requirements

*Note: All loans subject to approval and Terms and Conditions may apply.

THE MORTGAGE HOUSE, LLC NMLS #1213808
150 Lanier Avenue West, Fayetteville, GA  30214
Toll Free:  (855) 546-7633
Toll Free:  (770) 461-7542
larry@themortgagehousellc.com
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